Fort Hays State University > About FHSU > Division of Student Affairs > Financial Aid > Alternative Loans
Federal loans typically offer a better long-term borrowing option; however, alternative loans offer a quick yet competitive lending alternative for those who have exhausted federal loan eligibility. Alternative loans can affect your federal aid eligibility, so be sure an alternative loan is right for you.
You have the right to select any lender that offers private/alternative education loans. Interest rates and terms may vary among lenders. You may find lenders that offer attractive terms and conditions by searching the internet. The lenders on our Alternative Loan Lender List have been used by FHSU students in the past.
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